Here is a list of paperwork you will need for your loan modification.

• Hardship letter
• Authorization to release information (one for each lender if more than one)
• Most recent mortgage statement
• Last 2 Months Banks Statements
• Borrower Expenses Breakdown - list of all expenses from utility to phone to monthly food budget, all necessary spending
• W2's and all tax returns for last two (2) years
• Last 2 pay stubs and or financial benefit letter (includes social security, child support, pension, etc).